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Disclosure: This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities mentioned.

Credit Score and Report

Free Credit Report and Free Credit Score

Unlike other companies that claim to offer this, provides a truly free credit report and credit score. There is no credit card required, there are no subscription or purchase obligations, and checking your report has no impact on your score.

To be sure, we signed up for this service and it delivered exactly what it promised, a free credit report and score. Simply answer a few questions and provide the last four digits of your social security number. As an added bonus, you'll be paired up with credit cards that match your profile, but you are certainly under no obligation to obtain one.

NOTE: If you have significant credit card debt, we recommend DebtWave, a nonprofit credit counseling agency which has helped countless educators and school support staff.

What Our Teachers Are Saying

"What a relief to finally feel like we are getting somewhere with our debts. Thank you, thank you!" Susan Merriman, Churubusco Elementary School, Churubusco, IN

"Thank you so much for saving me hundreds every year. Every penny counts!" – Kevin Lay, Owensville High School, Owensville, MO Read more comments...

About, a part of the Bankrate Online Network, is a leading online credit card marketplace, bringing consumers and card issuers together. Over one million unique users access the web site each month. The site provides visitors with free credit reports and free credit scores, as well as online comparison of hundreds of credit card offers by category, including low interest credit cards, credit cards with rewards programs, airline credit cards, cash back credit cards, small business credit cards, student credit cards, instant approval credit cards as well as prepaid debit cards.

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